Now conducting pilot engagements — Singapore & Vietnam

Know exactly who you're investing in.

Southeast Asia's first AI-native due diligence platform, combining graph-based fraud detection with boots-on-the-ground regional analysts — delivering investment-grade verification in 5–10 days.

5–10
days per engagement
$1.5K
starting price
5
SEA jurisdictions
Platform Components
🕸️
Graph Fraud Detection
HGNN · ownership + transaction graphs
Active
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Federated Learning
Privacy-compliant cross-border training
Active
📄
SEA Legal Language Model
LoRA fine-tuned · >85% entity accuracy
In Dev
⏱️
Timeline Reconstruction
Bayesian-HMM multi-registry fusion
In Dev
Data sources integrated ACRA Singapore Vietnam NBRS Indonesia AHU Philippines SEC Bank Negara Malaysia Refinitiv / LSEG Dun & Bradstreet SEA
The Verification Gap

Southeast Asia's investment ecosystem has a structural blind spot.

The 2023–2024 collapse of eFishery — an Indonesian startup that defrauded investors of USD 1.4 billion — exposed a failure that affects every participant in the region's capital markets.

eFishery passed every automated check available to its investors. Circular shareholding, nominee director layering, and synthetic revenue flows are graph-level phenomena — invisible to any system that models entities without modelling the connections between them.

$1.4B
Lost in the eFishery fraud — the largest startup scandal in SEA history
4–8 wks
Time for traditional Big Four due diligence in Southeast Asia
$500K
Maximum cost of manual Big Four DD — out of reach for most investors
5
Jurisdictions with strict data localisation laws preventing unified aggregation
Our Solution

AI precision. Human judgment. One integrated platform.

GroundState is a Due Diligence-as-a-Service platform built specifically for Southeast Asia — combining proprietary AI with experienced, on-the-ground regional analysts.

🕸️

Graph-Based Fraud Detection

Our Heterogeneous Graph Neural Network fuses ownership and transaction graphs to detect circular shareholding, nominee layering, and synthetic revenue flows that text-based tools miss entirely.

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Privacy-Compliant Cross-Border Learning

Federated GNN architecture trains on jurisdiction-partitioned data — raw records never leave their country, keeping us fully compliant with Vietnam's Cybersecurity Law and Indonesia's PDPA.

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Southeast Asia Legal NLP

A domain-adapted language model fine-tuned on proprietary SEA regulatory corpora — achieving >85% entity extraction accuracy versus the <60% of generic multilingual models.

👣

Boots-on-the-Ground Verification

AI flags the risks. Our regional analysts conduct physical site visits, borrower interviews, and document reviews — providing the irreplaceable human judgment that no algorithm can replicate.

How an Engagement Works

From request to investment-grade report in days, not months.

1

Intake & Scoping

Share the entity details and your investment thesis. We scope the engagement and confirm pricing within 24 hours.

2

AI Data Extraction

Our platform pulls and normalises data from 5 regional registries, enrichment providers, and adverse media sources.

3

Graph Analysis

The HGNN analyses ownership and transaction networks, surfacing relational fraud patterns with confidence scores.

4

Field Verification

Regional analysts conduct targeted physical checks on AI-flagged risk nodes — interviews, site visits, document review.

5

Investment-Grade Report

You receive a structured, auditable report with findings, confidence levels, and a clear risk assessment.

Pricing

The right depth for every investment decision.

From rapid AI-assisted pre-screening to full forensic engagement — at a fraction of Big Four cost.

Essential
$1,500
– $3,000 per engagement
Essential
AI-automated screening with a brief analyst review. Ideal for seed-stage VC triage and MSME loan pre-screening.
⏱ 48–72 hours
  • Registry checks across 5 jurisdictions
  • Adverse media screening
  • Basic ownership mapping
  • AI fraud risk score
Enterprise
$15,000
– $30,000 per engagement
Enterprise
Full engagement — extended in-country site presence, forensic document review, network mapping, and covenant baseline.
⏱ 10–15 days
  • Everything in Professional
  • Extended in-country presence
  • Forensic document review
  • Full network mapping
  • Formal covenant baseline
Monitoring
$2,000
– $4,000 / quarter
Post-Deal Monitoring
Recurring quarterly covenant monitoring — AI-assisted financial analysis, field analyst portfolio visit, written report.
🔄 Self-renewing quarterly
  • AI-assisted financial analysis
  • Quarterly field analyst visit
  • Covenant compliance report
  • Continuous fraud signal monitoring

First two engagements available at 30% discount for anchor clients. Contact us to discuss →

Proprietary Technology

Built for the unique challenges of Southeast Asian due diligence.

Four original technical components addressing structural failures that existing tools cannot solve.

Capability 01

Relational Fraud Detection

Uncovers fraud patterns that are invisible to conventional screening tools — including circular ownership structures, disguised beneficial control, and fabricated revenue flows engineered through connected entities. Where standard checks examine companies in isolation, GroundState analyses the web of relationships between them, surfacing what individual entity lookups cannot.

Fraud Detection
Capability 02

Privacy-Compliant Cross-Border Intelligence

Operates in full compliance with the data localisation laws of Vietnam, Indonesia, Malaysia, and the Philippines — without sacrificing the regional intelligence that makes verification meaningful. Sensitive records are never transmitted across borders, yet the platform builds a continuously improving picture of fraud patterns across the entire region.

Regulatory Compliance
Capability 03

Southeast Asian Legal Document Intelligence

Accurately reads and extracts ownership, control, and entity information from Southeast Asian legal and regulatory documents — across five jurisdictions and multiple languages. Generic AI tools fail at this because they were never built for the region's unique regulatory vocabulary and legal frameworks. GroundState was.

Legal Document Analysis
Capability 04

Authoritative Ownership Timeline Reconstruction

Produces a single, confidence-scored ownership timeline even when government registries disagree — as they routinely do across Southeast Asia. When a tax authority and a business registry record conflicting ownership change dates, GroundState surfaces the most probable truth alongside a clear, auditable record of exactly what each source shows.

Multi-Registry Reconciliation
Competitive Positioning

A category that doesn't yet exist.

GroundState is not a competing due diligence vendor — it's an enabling corporate intelligence infrastructure layer for Southeast Asia's capital markets.

Provider Structural Limitation GroundState Advantage
Big Four Firms USD 50K–500K per engagement; 4–8 weeks; no AI efficiency gains; no systematic learning AI + boots-on-ground hybrid at USD 1,500–30,000; 5–10 days; every engagement improves the model
AI Background Checkers No physical verification; rules-based; fails on SEA relational fraud patterns HGNN detects circular ownership, nominee layering, and circular invoicing — graph-level fraud invisible to text-only tools
Centralised Data Platforms (Refinitiv, LexisNexis) Depend on centralised aggregation — legally impermissible in Vietnam and Indonesia Federated GNN enables cross-border learning without raw data leaving any jurisdiction
About Gukom

Built by someone who lived through the problem.

Gukom Pte. Ltd. is a Singapore-based technology company building AI-powered due diligence infrastructure for Southeast Asian capital markets, private credit, and MSME lending.

🏙️

Singapore-Incorporated & IP-Domiciled

All core IP — model weights, training pipelines, fraud-pattern datasets — is developed, owned, and domiciled in Singapore, reinforcing the city-state's role as ASEAN's trusted financial gateway.

📈

Member of Fintech Association of Singapore

Engaging with AISG co-innovation programmes, the MAS Fintech Innovation Lab (FSTI scheme), and Enterprise Singapore's Global Innovation Alliance.

KC
Kok Chuan Lim
Founder & CEO, Gukom Pte. Ltd.

Over 20 years across global investment banks and Southeast Asian fintech platforms — FX/rates sales at DBS, BNP Paribas, and Barclays Capital; debt capital markets at Deutsche Bank (second-highest global individual contributor, 2007/2008), Nomura, and Goldman Sachs (Executive Director, Southeast Asian institutional clients).

Co-founded Investree — Indonesia's largest SME productive loan originator — backed by SBI Holdings, MUFG Innovation Partners, and BRI Ventures. Investree was subsequently a direct victim of undetected borrower misconduct: the empirical foundation of GroundState's problem definition.

BBA (Financial Analysis, NTU) CFA Specialist Diploma AI (Temasek Poly) FAS Member
Get in Touch

Ready to verify your next investment?

We're currently onboarding anchor clients in Singapore and Vietnam at a 30% introductory discount. Reach out to discuss your due diligence needs.

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Headquarters

Singapore (UEN: Gukom Pte. Ltd.)

🌏

Coverage

Singapore · Vietnam · Malaysia · Philippines · Indonesia

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Response Time

We scope every engagement within 24 hours

✉️

Request a Demo or Engagement

Tell us about your investment and we'll scope the right engagement for you.